loan is a campus-based federally subsidized loan program awarded to renewal students
with exceptional need who are enrolled at least half-time and meet additional
requirements. The MPN is valid for up to
10 years, and will be used for all Perkins loans borrowed while enrolled at
Rice. The interest rate is 5.0%, and repayment begins 9 months after the
student graduates, drops below half-time or withdraws from Rice. For more information please visit Perkins Loan.
Students MUST have received the loan previously to be awarded a Perkins Loan.
2016-2017 Aid Year, returning students click Perkins Loan Update 2016-2017
Once awarded a
- Log into your ESTHER account to
accept your loan offer. You may accept, reduce, or decline your loan. You may accept, reduce, or decline your loan.
- Please allow three to five business days after you have accepted your loan on ESTHER before logging into ECSI to complete the process.
You have the option to reduce or
cancel your loan prior to disbursement or within 14 days after the funds have